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If you get the following error:

Unable to authorize payment: Error connecting to '': Error establishing SSL connection: certificate verify failed

Make sure that the path to the certs directory is correct in both miva.conf or mivavm.conf:

In httpd.conf the directive should be:

SetEnv MvCONFIG_DIR_CA /home/USER/public_html/cgi-bin/certs

You also need to do the following:

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